What would a monthly SIP in Bandhan Balanced Advantage Fund have actually grown to? The table below replays a ₹10,000/month SIP on real daily NAV history — no projections, no assumed returns.
| Period | Invested | Current value | Gain | XIRR |
|---|---|---|---|---|
| 10 years | ₹12.00L | ₹19.69L | ₹7.69L | 9.61% |
| 5 years | ₹6.00L | ₹7.36L | ₹1.36L | 8.16% |
| 3 years | ₹3.60L | ₹3.91L | ₹31.25K | 5.56% |
| 1 year | ₹1.20L | ₹1.21L | ₹503.27 | 0.81% |
XIRR is identical for any monthly amount — a ₹5,000 SIP simply halves the invested/value/gain figures above. Computed 2026-10-03 from 2,956 daily NAVs (2014-10-13 → 2026-10-01).
Change the amount, dates or annual step-up — the full simulator runs in your browser on live NAV data.
A ₹10,000 monthly SIP in Bandhan Balanced Advantage Fund over the last 10 years would have grown to ₹19.69L on an investment of ₹12.00L — an XIRR of 9.61%.
Advertised returns are point-to-point (lump sum at two dates). SIP XIRR accounts for money going in every month at different NAVs — it's the return your staggered investment actually earned, which is usually lower than the headline number in rising markets and higher in falling ones.
Most Indian equity funds accept ₹500–₹1,000 per month. Confirm the exact minimum in the scheme's SID/KIM before starting.
Yes. A SIP doesn't remove market risk — it only averages your purchase price. Over short periods the value can sit below what you invested, as the 1-year row above sometimes shows.
Daily NAV history published under AMFI, fetched via mfapi.in, replayed with the same engine as our SIP calculator. Figures are a historical illustration, not a prediction.